UPI first
Pay with any UPI app on phone, or scan a QR code on desktop. No app switching confusion.
Step 3 · Checkout & Payments
Checkout that feels like paying a friend.
Customers pay the way they already do, by UPI, card, netbanking or cash on delivery. Payments go through licensed payment partners directly to your bank account. Martlance takes no commission on your sales.
1Shipping is worked out from the customer’s pin code.
2UPI is selected first because most of your customers will use it.
3Cash-on-delivery orders are confirmed by OTP.
4Money settles to your bank account through the payment partner.
How it works
Payments on in three steps.
Choose your methods
Turn on UPI, cards, netbanking, wallets and cash on delivery. Each can be switched on or off any time.
Verify with a payment partner
Add your bank account and identity details once. The licensed partner verifies them, usually in one to three working days.
Start taking orders
Every paid order arrives with the customer address, the items and the payment status, ready to pack.
What you get
A checkout built for how India pays.
Cards and netbanking
Visa, Mastercard and RuPay cards, plus netbanking for major banks, handled by your payment partner.
Cash on delivery, controlled
Limit COD by pin code or order value, add a COD charge, and confirm each order by OTP.
One page, phone-sized
Address, delivery and payment on a single screen with saved details for returning customers.
Invoices with GST
Add your GSTIN once and every order gets a numbered invoice with tax shown correctly.
Order alerts
Get an email and dashboard alert for every order, and send customers confirmation by SMS and email.
Fees
No commission. Partner fees, shown upfront.
Martlance charges a flat plan price per store. Online payments are processed by a licensed payment partner, which charges its own fee per transaction. You see the partner’s rates before switching on.
- 0% Martlance commission on every plan
- Partner fees shown separately in your dashboard
- Settlement reports you can download
Example orderUPI
Order totalKurta and dupatta, shipping included₹2,200
Martlance commissionEvery plan₹0
Payment partner feeCharged by the partner, at their rateShown separately
Settles toYour bank accountPartner schedule
Cash on delivery
Take COD without the fake orders.
Cash on delivery still wins many first orders. Martlance lets you offer it where it makes sense and checks each COD order with a one-time password before you ship.
- OTP confirmation on every COD order
- COD only for selected pin codes
- Optional nudge to pay online for a small discount
COD rules
OTP confirmationBefore the order reaches youOn
Maximum order valueFor cash on delivery₹5,000
COD chargeAdded at checkout₹40
Pin codesWhere COD is offeredWest Bengal
Pay online insteadDiscount shown at checkout5% off
Trust notes
Your money never sits with us.
Licensed payment partners
Payments go through licensed payment partners directly to the seller’s account. Martlance does not hold your customers’ money.
Card details never touch your store
Card and UPI details are entered on the payment partner’s secure page. Your store never stores them.
Selling responsibly
Sellers are responsible for their product listings and for the laws that apply to what they sell. Martlance provides the tools.
Your records, exportable
Store and customer data belong to the seller. Export orders, payments and customers whenever you need them.
Martlance takes no commission. The payment partner charges a processing fee per online transaction at its published rates, shown in your dashboard before you switch payments on.
Settlement timing is set by the payment partner, commonly within a few working days of the payment. You can track every settlement in your dashboard.
Yes. Many sellers start with cash on delivery while their payment partner verification completes, then add UPI and cards.
No. Customers check out as guests with a phone number. Returning customers can save their address for next time.
Start a refund from the order screen. Online refunds go back through the payment partner to the original payment method.